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	<title>knock-knock.ca &#187; Mortgages</title>
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		<title>2.99% 5 Year Fixed Rate &#8211; a Three Dressed up as a Nine?</title>
		<link>http://www.knock-knock.ca/mortgages/2-99-5-year-fixed-rate-a-three-dressed-up-as-a-nine/</link>
		<comments>http://www.knock-knock.ca/mortgages/2-99-5-year-fixed-rate-a-three-dressed-up-as-a-nine/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 06:03:33 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Albre]]></category>
		<category><![CDATA[axiom mortgages]]></category>
		<category><![CDATA[Ben Officer]]></category>
		<category><![CDATA[buying your home]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[Edmonton Home Maintenance]]></category>
		<category><![CDATA[edmonton mls]]></category>
		<category><![CDATA[edmonton mortgages]]></category>
		<category><![CDATA[Edmonton Property]]></category>
		<category><![CDATA[edmonton real estate blog]]></category>
		<category><![CDATA[friday news roundup]]></category>
		<category><![CDATA[http://www.knock-knock.ca]]></category>
		<category><![CDATA[john carle]]></category>
		<category><![CDATA[julie cooper]]></category>
		<category><![CDATA[real estate mortgage]]></category>
		<category><![CDATA[Real Estate News Edmonton]]></category>
		<category><![CDATA[real estate tweets]]></category>
		<category><![CDATA[remax edmonton]]></category>
		<category><![CDATA[Sarah Dulmage]]></category>
		<category><![CDATA[st. albert remax]]></category>
		<category><![CDATA[yegre]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=6825</guid>
		<description><![CDATA[Come on admit it – telling everyone around the water cooler you got a 5 year, fixed rate mortgage for 2.99% is prettttyyyy awesome.  And it is a fabulous rate, no question about it &#8212; but is that all it is?  A great rate that ends up costing you much more than you bargained for [...]]]></description>
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		</item>
		<item>
		<title>Your credit report and buying a home</title>
		<link>http://www.knock-knock.ca/mortgages/your-credit-report-and-buying-a-home/</link>
		<comments>http://www.knock-knock.ca/mortgages/your-credit-report-and-buying-a-home/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 19:26:34 +0000</pubDate>
		<dc:creator>BenOfficer</dc:creator>
				<category><![CDATA[Ben Officer]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Albre]]></category>
		<category><![CDATA[buying your home]]></category>
		<category><![CDATA[cmhc]]></category>
		<category><![CDATA[Edmonton Home Maintenance]]></category>
		<category><![CDATA[edmonton mls]]></category>
		<category><![CDATA[Edmonton Property]]></category>
		<category><![CDATA[edmonton real estate blog]]></category>
		<category><![CDATA[friday news roundup]]></category>
		<category><![CDATA[http://www.knock-knock.ca]]></category>
		<category><![CDATA[john carle]]></category>
		<category><![CDATA[Real Estate News Edmonton]]></category>
		<category><![CDATA[real estate tweets]]></category>
		<category><![CDATA[remax edmonton]]></category>
		<category><![CDATA[Sarah Dulmage]]></category>
		<category><![CDATA[st. albert remax]]></category>
		<category><![CDATA[yegre]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=3551</guid>
		<description><![CDATA[As a REALTOR®, I sometimes get to work with first-time home-buyers. They are a great pleasure to help because they are making a conscious decision to get into a home that they own. They are making a long-term choice to purchase a home,  to take care of, and decorate as they choose. A mortgage pre-approval [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Banks Lower Mortgage Rates</title>
		<link>http://www.knock-knock.ca/mortgages/more-banks-lower-mortgage-rates/</link>
		<comments>http://www.knock-knock.ca/mortgages/more-banks-lower-mortgage-rates/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 06:00:07 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[edmonton mortgage brokers]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Natalie Wellings]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=4041</guid>
		<description><![CDATA[www.MortgageBrokerNews.ca More of Canada’s big banks say they will lower some of their fixed rate mortgages as nervous investors move to bonds, causing a drop in long-term interest rates. As of Thursday, TD Bank, National Bank, Royal Bank of Canada, Bank of Montreal, CIBC, Scotiabank, Desjardins Group and Laurentian Bank had all made mortgage rate [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banker Slanders Her Competition</title>
		<link>http://www.knock-knock.ca/mortgages/banker-slanders-her-competition/</link>
		<comments>http://www.knock-knock.ca/mortgages/banker-slanders-her-competition/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 14:46:48 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Ask John Carle]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[edmonton]]></category>
		<category><![CDATA[edmonton real estate blog]]></category>
		<category><![CDATA[edmonton remax]]></category>
		<category><![CDATA[mortgage brokers]]></category>
		<category><![CDATA[mortgage specialists]]></category>
		<category><![CDATA[RBC]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/mortgages/banker-slanders-her-competition/</guid>
		<description><![CDATA[This week there has been a lot of talk on Twitter and Facebook about an article written by a Royal Bank mortgage specialist. You can read the article here: http://ow.ly/4Bfb7 First off, let me say that I don&#8217;t know this woman. But I do I know many great mortgage specialists, many of them at RBC. [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/banker-slanders-her-competition/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Life Mortgage Insurance vs. Bank Mortgage Insurance</title>
		<link>http://www.knock-knock.ca/mortgages/life-mortgage-insurance-vs-bank-mortgage-insurance/</link>
		<comments>http://www.knock-knock.ca/mortgages/life-mortgage-insurance-vs-bank-mortgage-insurance/#comments</comments>
		<pubDate>Sun, 10 Apr 2011 23:41:02 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Bank mortgage]]></category>
		<category><![CDATA[individual insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[julie cooper]]></category>
		<category><![CDATA[Life mortgage]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=4162</guid>
		<description><![CDATA[As a mortgage associate, one of the things I am required to do is offer borrowers life and disability insurance on their mortgage.  Insurance is an important part of life and in my opinion, everyone should be insured adequately.  My definition of “adequately insured” is that one is not over insured; either holding several  different [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>35 Year Mortgages: a thing of the past!</title>
		<link>http://www.knock-knock.ca/mortgages/35-year-mortgages-a-thing-of-the-past/</link>
		<comments>http://www.knock-knock.ca/mortgages/35-year-mortgages-a-thing-of-the-past/#comments</comments>
		<pubDate>Thu, 07 Apr 2011 06:52:33 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Success]]></category>
		<category><![CDATA[Natalie Wellings]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=4039</guid>
		<description><![CDATA[&#160; We’ve been gearing up for it for a couple of months now, and it’s officially here. Borrowers can no longer amortize their mortgage over 35 years. I think it’s too bad the government decided to go this route, as I truly feel that mortgages are not the problem. High interest credit cards and vehicle [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/35-year-mortgages-a-thing-of-the-past/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>New mortgage rule changes: What do they mean to you?</title>
		<link>http://www.knock-knock.ca/mortgages/new-mortgage-rule-changes-what-do-they-mean-to-you/</link>
		<comments>http://www.knock-knock.ca/mortgages/new-mortgage-rule-changes-what-do-they-mean-to-you/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 22:35:18 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[edmonton real estate news]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[julie cooper]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=3261</guid>
		<description><![CDATA[In an effort to reign in household debt, the Federal government has yet again decided to tweak existing mortgage rules. If you’re thinking about buying a new home, refinancing an existing property or taking out a home equity line of credit (HELOC), these rules will affect you. To help you make sense of them, below [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/new-mortgage-rule-changes-what-do-they-mean-to-you/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage Changes Sensible</title>
		<link>http://www.knock-knock.ca/market-review-edmonton/mortgage-changes-sensible/</link>
		<comments>http://www.knock-knock.ca/market-review-edmonton/mortgage-changes-sensible/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 16:24:23 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Market Review Edmonton]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=3230</guid>
		<description><![CDATA[Some prospective first-time buyers saw their window of opportunity to own a home close this week with the federal government’s announcement of changes to government-backed mortgages. Finance Minister Jim Flaherty reduced the term of government-backed mortgages to 30 years from 35 years, effective March 18. He also lowered the maximum amount of equity that can [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/market-review-edmonton/mortgage-changes-sensible/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Finance Minister announces changes to the mortgage rules #yegre #yeg</title>
		<link>http://www.knock-knock.ca/real-estate-news-edmonton/finance-minister-announces-changes-to-the-mortgage-rules-yegre-yeg/</link>
		<comments>http://www.knock-knock.ca/real-estate-news-edmonton/finance-minister-announces-changes-to-the-mortgage-rules-yegre-yeg/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 13:30:53 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate News Edmonton]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=3211</guid>
		<description><![CDATA[As anticipated, the government today announced three loan financing changes designed to address concerns about increasing levels of household debt. First, the government will reduce the maximum mortgage amortization period from 35 to 30 years. Second, the maximum amount of the value of a home that can be re-financed will drop from 90 per cent [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/real-estate-news-edmonton/finance-minister-announces-changes-to-the-mortgage-rules-yegre-yeg/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hidden Victims of the Mortgage Meltdown</title>
		<link>http://www.knock-knock.ca/mortgages/hidden-victims-of-the-mortgage-meltdown/</link>
		<comments>http://www.knock-knock.ca/mortgages/hidden-victims-of-the-mortgage-meltdown/#comments</comments>
		<pubDate>Sat, 27 Nov 2010 17:03:33 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[edmonton condos]]></category>
		<category><![CDATA[edmonton foreclosure]]></category>
		<category><![CDATA[edmonton mortgages]]></category>
		<category><![CDATA[edmonton real estate]]></category>
		<category><![CDATA[edmonton real estate blog]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=2953</guid>
		<description><![CDATA[Here&#8217;s an interesting article I found this week on the msnbc.com website. It talks about the &#8220;hidden victims&#8221; of the current mortgage crisis in the USA. Unfortunately we have a similar, albeit less dramatic, problem right here in Edmonton. Many people are being forced to compete with discounted foreclosure properties, making it harder for them [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/hidden-victims-of-the-mortgage-meltdown/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>URGENT RATE CHANGE INFORMATION</title>
		<link>http://www.knock-knock.ca/mortgages/2892/</link>
		<comments>http://www.knock-knock.ca/mortgages/2892/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 18:15:59 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=2892</guid>
		<description><![CDATA[Good Day Potential Home Buyers -  If you are thinking about a mortgage CONTACT ME, even if your thinking about a house CONTACT ME -  I have heard through the grapevine today that TD is increasing their rates &#8211; - &#8211; most lenders will follow suit&#8230;  I have the ability to RATE HOLD &#8211; at 3.59% [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/2892/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Using your RRSP for a downpayment on a Home.</title>
		<link>http://www.knock-knock.ca/buying-edmonton-real-estate/using-your-rrsp-for-a-downpayment-on-a-home/</link>
		<comments>http://www.knock-knock.ca/buying-edmonton-real-estate/using-your-rrsp-for-a-downpayment-on-a-home/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 21:10:26 +0000</pubDate>
		<dc:creator>BenOfficer</dc:creator>
				<category><![CDATA[Ben Officer]]></category>
		<category><![CDATA[Buying Edmonton Real Estate]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=2732</guid>
		<description><![CDATA[We just got a reminder about the option for a home-buyer to use their RRSP (up to $25,000 max) for all or part of the down-payment on a home. We do recommend you do some research to make sure that you follow the rules. A few of the rules are: - You can&#8217;t have owned [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/buying-edmonton-real-estate/using-your-rrsp-for-a-downpayment-on-a-home/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A Message from One of Our Favourite Mortgage Brokers</title>
		<link>http://www.knock-knock.ca/mortgages/a-message-from-one-of-our-favourite-mortgage-brokers/</link>
		<comments>http://www.knock-knock.ca/mortgages/a-message-from-one-of-our-favourite-mortgage-brokers/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 03:15:37 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=2701</guid>
		<description><![CDATA[Good Day Perspective Home Buyers -   I just wanted to update you with some changes to the current and best available rates available as of September 13, 2010. Now that everyone is back busseling with school and work it is key to insure you are working with a mortgage broker that is efficient and willing [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/a-message-from-one-of-our-favourite-mortgage-brokers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of Canada raises key rate to 1%</title>
		<link>http://www.knock-knock.ca/mortgages/bank-of-canada-raises-key-rate-to-1/</link>
		<comments>http://www.knock-knock.ca/mortgages/bank-of-canada-raises-key-rate-to-1/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 20:49:02 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=2576</guid>
		<description><![CDATA[Cites U.S. weakness as main risk to Canadian growth The Bank of Canada raised its target for the overnight rate by one quarter of one percentage point to one per cent on September 8th, 2010. It was the third consecutive quarter point hike. The Bank rate was raised to 1.25 per cent and the deposit [...]]]></description>
		<wfw:commentRss>http://www.knock-knock.ca/mortgages/bank-of-canada-raises-key-rate-to-1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3.79% On a 5 Year Closed Mortgage? WAKE UP!!! It&#8217;s Real!!!</title>
		<link>http://www.knock-knock.ca/mortgages/3-79-on-a-5-year-closed-mortgage-wake-up-its-real/</link>
		<comments>http://www.knock-knock.ca/mortgages/3-79-on-a-5-year-closed-mortgage-wake-up-its-real/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 15:09:40 +0000</pubDate>
		<dc:creator>John Carle</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[axiom mortgage]]></category>
		<category><![CDATA[canadian mortgage rates]]></category>
		<category><![CDATA[edmonton real estate]]></category>
		<category><![CDATA[edmonton real estate blog]]></category>
		<category><![CDATA[john carle]]></category>
		<category><![CDATA[remax]]></category>
		<category><![CDATA[remax edmonton]]></category>

		<guid isPermaLink="false">http://www.knock-knock.ca/?p=2485</guid>
		<description><![CDATA[Here&#8217;s an email we got this weekend from a fantastic mortgage broker. She&#8217;s put together an unbeatable mortgage rate, details below. &#8211; John Carle Hi John, Sarah and Ben! I wanted to let you and all of your buyers know about a great rate I am able to provide &#8211; its a five year fixed [...]]]></description>
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		<slash:comments>0</slash:comments>
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